One Month Free - up to $100. Terms and Conditions apply.

Why Mighty Ape Car Insurance?

Easy-to-understand cover

Clear plan options that make it simple to compare and choose the right level of protection for your car.

Not at fault? No excess

If you are in an accident and the other driver, who we can identify, admits liability and is at fault we will refund your excess

Optional extras

Add roadside assistance, courtesy car hire, and excess-free glass cover for extra peace of mind.

Emergency transport or accommodation

We’ll cover transport or overnight stay if your car can’t be driven after an accident.

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Car Insurance

First Month Free! (Up to $100)

Receive one month free (up to $100), applied to your first month if you pay monthly, or pro-rata to your premium if you choose to pay annually.

Multi-policy discount available

We offer a multi policy discount of nearly 10%^ when you purchase two or more eligible policies from Mighty Ape Insurance (excludes Travel Insurance).

Annual Discount Available

We offer nearly a 10%^ discount on your insurance premium if you choose to pay annually.

Swing into Full Cover, Save a Bunch.

Looking for car insurance that actually has your back, without costing a fortune? Our comprehensive cover handles everything from tiny scrapes to bigger mishaps, all at a price that won’t make you go bananas.

What's included
  • Fire
  • Damage
  • Emergency accomodation
  • Keys and locks
  • Theft
  • Replacement car
  • Trailers
Add-ons
  • Excess-free windscreen cover
  • Roadside assistance
  • Courtesy car hire

What your cover includes

Accidental damage

Cover for repairs after an accident, or the agreed value if the car is written off.

Emergency transport or accommodation

If your car can’t be driven after an accident, we’ll help get you home or cover overnight accommodation.

Trailer cover

Accidental loss or damage to a private-use trailer is covered up to $1,000.

Lost or stolen keys

We’ll cover the cost of replacing your car keys or locks if needed.

Newly purchased replacement vehicle

Buy another car and it’s automatically covered for up to 14 days (up to $80,000 value).

Not at fault excess refund

If you are in an accident and the other driver, who we can identify, admits liability and is at fault we will refund your excess

Fire damage

If your car is damaged by fire, we’ll cover the repair or pay the agreed value if it cannot be repaired.

Theft

If your car is stolen, we’ll repair it if recovered, or pay the agreed value if it isn’t.

Optional extras you can add

Pick any of your favourite car insurance add-ons.

Courtesy car hire

Hire a car for up to 30 days while yours is being repaired or after theft.

Roadside assistance

Help if your car breaks down, including towing to a repairer or safe location.

Excess-free glass cover

Windscreen or window damage only? Claim without paying an excess.

Policies & Promotional Terms

Mighty Ape Car Insurance difference

Save Money

Get a policy that matches your needs, with simple, flexible cover options and competitive premiums that avoid paying for extras you don’t need.

The right partners

Mighty Ape Insurance has partnered with Cove. Their policies are underwritten by Aioi Nissay Dowa.

Save Time

Quick online process, and exceptionally fast support when needed.

Save Hassle

Manage your policy 24/7 and get your insurance sorted, hassle-free.