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Policy Benefits | Excess Applies? | International |
Medical and dental expenses (including emergency repatriation/evacuation) | ||
Overseas medical expenses (including emergency repatriation/evacuation) | Yes | $Unlimited~ |
Overseas emergency dental expenses | Yes | $1,500~ |
Continued medical expenses in New Zealand | Yes | $1,500~ |
Additional expenses* | Yes | $Unlimited |
Amendment or cancellation costs* | Yes | $Cover chosen^ |
Luggage and travel documents* | Yes | $25,000 |
Camera or video camera – limit per item• | Yes | $3,000 |
Laptop or tablet computer – limit per item• | Yes | $3,000 |
Artificial limb, removable dental appliance, dentures or medical device e.g. hearing aids, CPAP machine – limit per item• | Yes | $1,500 |
Any other item – limit per item• | Yes | $1,500 |
Delayed luggage allowance* | Yes | $1,500 |
Money | No | $500 |
Rental Vehicle insurance excess | No | $10,000 |
Travel delay* | No | $2,000 |
Resumption of Journey | Yes | $5,000 |
Missed connections | Yes | $3,000 |
Special events | Yes | $2,000 |
Hospital incidentals* | No | $8,000 |
Hijacking* | No | $8,000 |
Loss of income* | No | $9,000# |
Disability* | No | $25,000# |
Accidental death* | No | $25,000# |
Legal expenses | No | $10,000 |
Personal liability | No | $3,000,000 |
Cruise cover – mandatory if you are cruising. River cruising is automatically covered. | Yes, as applicable | See Policy Wording for details |
COVID-19 benefits | Yes, as applicable | See Policy Wording for details |